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expert (1)One third of all drivers on the road are either uninsured or under-insured  In the event that you are in an accident with one of those drivers and injured, you could be left with debilitating medical bills to pay, or the task of hiring a lawyer to sue the other party in hopes of recouping some of your expenses. If you have uninsured/under-insured motorist coverage on your auto policy, you could file a claim against that coverage to pay for your medical bills, lost wages, and pain and suffering.

NOTE: Uninsured motorist coverage does NOT pay to replace your vehicle or damaged property inside your vehicle at the time of the accident.

Also, if the other party is under-insured your um/uim coverage can help cover the gap between what you need to pay your medical bills and what the other insurance company paid.

UM/UIM coverage is a people coverage, so you don’t have to add it to every car in the household, just one and it will cover everyone in the household in any vehicle they ride in or operate.

One injury accident can change your life…don’t wait till it’s too late to make sure your family is properly insured.

hometowninsurance8555 N 117th E Ave Ste 107, Owasso, OK 74055

918-376-4940

http://www.rhondabotts.com